Credit report glossary
Plain-language meanings of the terms on Canadian Equifax and TransUnion credit reports.
What is an R9 rating? Credit report terms explained
an R9 rating explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is a statute-barred debt? Credit report terms explained
a statute-barred debt explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is a charge-off (written off)? Credit report terms explained
a charge-off (written off) explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is a consumer proposal? Credit report terms explained
a consumer proposal explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is the date of last activity? Credit report terms explained
the date of last activity explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is a hard inquiry? Credit report terms explained
a hard inquiry explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is a soft inquiry? Credit report terms explained
a soft inquiry explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is a mixed file? Credit report terms explained
a mixed file explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is re-aging? Credit report terms explained
re-aging explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is a judgment? Credit report terms explained
a judgment explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is a credit bureau? Credit report terms explained
a credit bureau explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.
What is a data furnisher? Credit report terms explained
a data furnisher explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.