Flat fees · No surprises
Fees
The first review is always free. You get a written quote before any work starts, and you pay nothing unless you accept it. Postage for paper or registered mail is extra, at cost.
Single Item
$99 CAD flat
One wrong item fixed on Equifax and TransUnion.
- Free review of the item
- Dispute letters to both bureaus
- Letter to the creditor or collector
- Follow-up if they don't answer in 30 days
Credit Repair Package
$299 CAD flat
Up to 5 items — the most popular choice.
- Everything in Single Item
- Up to 5 items across both bureaus
- Second notice and final demand letters
- Secure case link for creditors to reply
Complete Case
$599 CAD flat
Every item, plus escalation until it's resolved.
- Everything in Credit Repair Package
- Unlimited items on your reports
- Complaints to the bank ombudsman, OBSI and regulators
- Judgment and collection matters included