What is a soft inquiry? Credit report terms explained

a soft inquiry explained in plain language for Canadians: what it means on your Equifax or TransUnion report and what you can do.

What a soft inquiry means

A soft inquiry is a credit check that doesn't affect your score, such as checking your own report or an existing lender reviewing your account.

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General information only, not legal advice. Laws change; check the current rules for your situation.