Free dispute letter builder

[Your full name]
[Your address]
Date of birth: [YYYY-MM-DD]

October 28, 2026

Equifax Canada Co.
Consumer Relations Department
P.O. Box 190, Station Jean-Talon
Montréal, QC H1S 2Z2

Re: Dispute of inaccurate information — [Company name], account ending [last 4 digits]

To whom it may concern,

I am writing to dispute the following information on my Equifax credit file:

Company: [Company name]
Account ending: [last 4 digits]
Reason: This account does not belong to me.

Under provincial consumer reporting law and the Personal Information Protection and Electronic Documents Act, you must keep my file accurate. Please investigate, and correct or delete this information if it cannot be verified. Please send me written confirmation of the outcome and an updated copy of my credit report.

Enclosed: copy of photo ID, proof of address, and supporting documents.

Sincerely,


[Your full name]